What to do after an accident

What to do after an accident

 

Q: What should I do if I’m involved in an accident?

  1. Check for any danger; if passengers of the vehicles involved or other bystanders could be at risk of further injury, dealing with this needs to be the first priority. When vehicles collide, they often are still in traffic where there is the possibility for further collisions. Ensure no dangerous or flammable materials were involved in the accident.
  2. Check for any serious injuries and render assistance; do not attempt to move any seriously injured person unless they are in immediate threat. The acronym DR ABC is often taught in First Aid, standing for Danger, Response, Airway, Breathing and Circulation. Have someone call for help as quickly as possible giving details of the location and the injuries sustained.
  3. If no one is seriously hurt, where possible move the vehicles out of traffic and into a safe position on the side of the road
  4. Exchange information with the other driver, ensuring you swap such details as:
    • Name, address and phone number of driver
    • Name, address and phone number of registered owners; Vehicle make, model and registration numbers
  5. Make note of any other details about the accident:
    • Details about the date, time, location and any other relevant information (such as vehicles involved that did not stop)
    • Names and addresses of any witnesses to the accident
    • If the accident occurred in South Australia, you can report it online here (SA Police – Report an Accident Form).
    • More details about reporting an accident can be found here (SA Police – Details on reporting an accident).

Q. Do I need to have the police attend?

A. If anyone sustained an injury, or if you believe there was a breach of the road rules that lead to the accident, it is advisable to have police attend.

 

Q. Do I need to report the accident to police?
A. You must report all accidents where someone is injured or killed. If the total damage bill is less than $3000 or the only damage is to your own property, you are not required to report the accident.
  • If the accident occurred in South Australia, you can report it online here (SA Police – Report an Accident Form).
  • More details about reporting an accident can be found here (SA Police – Details on reporting an accident).

 

Q. What should I do if I am involved in an accident?
A. By law, as the driver of a vehicle involved in an accident you must immediately stop and give assistance to any injured person. You must give your full name, address, phone number and registration number to other drivers, injured persons or owners of property, which may have been damaged in the accident. If you don’t own the vehicle, also give the name, address and phone number of the owner. You must obtain the name, address, phone number and registration number of other vehicle/s and or owner/s. You should also try to obtain the names, addresses and phone numbers of any independent witnesses.
To ensure you have the correct details, you should write them down yourself. If possible, write them down from their driver’s licence and get their telephone number. Make a note of the time, date and location of the accident and draw a plan of the scene.
Inform your insurance company as soon as possible. Most companies now have an after hours contact number.

 

Q. Must I notify the insurance company before repairs are made?
A. Yes – Most insurance policies require that you notify your broker or the company, lodge a claim or report, and tell them where the damaged vehicle may be inspected. Even if the other party agrees to pay your damages, it may pay to make a “report only” to your own insurance company.